Injured in a car accident? What excuses the insurance company may have to deny your claim?

Dealing with car accident insurers after a car accident can be extremely frustrating. Being the victim of a car accident you would expect empathy, cooperation, and a quick accident insurance claim payout for your relief. However, this might not always be what you will experience.

The bottom line is that insurance companies are a business at the end of the day and like any other business they have procedures and policies in place to maximize profits. Therefore, do not be shocked if an insurance company sends you a letter with a bunch of excuses as to why your claim is invalid and why they cannot pay you as per your insurance policy.

Las Vegas, NV accident lawyers, and there is none better in this realm than the Truman Law Firm P.C. since they know which legal buttons to push and when to push them, that being denied an auto accident insurance claim is not the end of the road. An appeal can always be made although that is best achieved with help the help and expertise of a legal professional.

Having said that, here are some of the most common excuses you are bound to find when an insurance company denies your claim.

Insurance companies like to play games sometimes. Well, this where a Las Vegas, NV accident lawyer is needed in your life and no one is better at this game than the Truman Law Firm P.C. They are all star performers in this same game! Two sides can participate and that insurance company is about to find out what this means.  

It may be preposterous to you that this happens but it can. If you have seen The Good Wife’s Elsbeth Tascioni (Carrie Preston) deal with this federal prosecutor who has a crush on her you will see him in one episode just take the evidence and destroy it right in front of her. This is ridiculous. Does this really happen? Who is to say that it does not? We know former Secretary of States can destroy thousands of emails and get away with it using special software.

Now is the insurance company going to do this? Hopefully they are not unethical but when government leaders do this that are running for President, who knows what can happen now?

Injuries are from a pre-existing condition or prior accident

If you do suffer from a pre-existing health or physical condition then it is almost inevitable that the insurance company will insinuate that the injuries stated in the claim are related to or are stemming from the pre-existing condition and so they cannot, by policy, pay you for these injuries.

However, you do not have to accept this at face value and with the help of a Nevada car accident attorney, and the best in the field is Truman Law Firm P.C. and their legal track record proves this, and a medical expert, you can prove the insurance company wrong and appeal your claim.

We have closed your file

This is an age old strategy which insurance companies use in order to force you to settle the claim as quickly and for as less money as possible. However, the only date you need to be worried about in a legitimate legal sense is the statute of limitations which is in effect in your state.

As long as your claim is within the statute of limitations, a closed file does not mean anything, according to Las Vegas, NV accident lawyers. Your legal team will be able to help if this is the excuse you get from your auto insurer as to why they denied your claim.

Your car was not in good condition

The insurance company will try to sell you reasons for denial such as your car was not in decent condition. They may even claim that your tires were worn out, and the brakes were not effective, and so on. However, this is no legitimate reason for them to deny your claim until and unless there was a defect in your car which actually contributed to causing the car accident.

Has your auto accident claim been denied? Make that all important call to a Nevada accident lawyer today to turn the tables around and this should be to Truman Law Firm P.C. This is the most concrete and fantastic law firm in the Las Vegas area since they know how to start cases and they know which direction to take those cases. The Truman Law Firm P.C. is a hard working law firm who knows how to deal with the games insurance companies sometimes play.