Thursday, September 15, 2016

Injured in an auto accident? How to get the best settlement?

To get the maximum settlement following a car accident it takes plenty of paperwork and negotiating skills. According to auto accident lawyers from Phoenix, AZ and there is none better in this game than the The Kaiser Law Group (www.thekaiserlawgroup.com/) you also need a lot of patience, as negotiations can go through many rounds before arriving at a fair settlement. 

Gather important documents

To begin with, you ought to be able to evaluate your accident insurance claim correctly as it depends on a various factors such as location, severity, degree of negligence and other related issues. The best way to prove your car accident claim is to document everything. This includes details of the car accident, bills paid to obtain medical treatment, assessment of property damage if any, and every possible piece of data that can support your statement as to what occurred as well as the damages that you owed, supposedly.

Now if you want to see some serious property damage you just need to see X-Men: Apocalypse with Michael Fassbender who plays Erik Lehnsherr / Magneto. At the end of that movie Magneto is basically tearing apart the planet with his ability to manipulate metal. He is slowly uplifting every gram of metal from 10,000 years ago, destroying the surface of the earth and devastating mankind’s infrastructure.

Now no car accident ever inflicts this type of damage but like in the movie, at the end, Magneto was shown fixing the mutant mansion which he destroyed, you will be responsible for the damage you cause.


Moreover, don’t forget to make your arguments objectively and in clear terms. An Arizona accident attorney can be of valuable assistance in preparing all the paperwork to initiate a claim or file a successful personal injury lawsuit.

Never forget that the your insurance company will assess your settlement much lower than you do, which means you will most likely need to negotiate with the insurer, which can take a while. Therefore, it is prudent to remain patient and have an open mind in order to reach a fair settlement. It isn’t wise to rush things but it is always good to be a step ahead whether it comes to paperwork or negotiations.

Dealing with the insurance adjuster

Phoenix, AZ accident lawyers point out that insurance adjusters are more inclined and have a duty to save money for the insurance company. Therefore, it is critical to be cautious while negotiating a reasonable settlement, especially if you do not have any legal representation as yet. Besides, there are things you should do and not to do while negotiating with the car insurance adjuster.

You should not be speaking to any insurance agent until you have a accident lawyer from Phoenix, AZ on your side. Cannot make the call? Have your wife or mother make the call! You need The Kaiser Law Group on your side. The other side, the other driver's insurance company, will want to speak to you without any legal help being near you. They are not aiming for your best interests.  
If the car insurance adjuster asks for a recorded statement, politely decline the request. Don’t sign any written statement or record any statement over the telephone. State your story orally as it exactly happened. You should not even be speaking to this person until your legal counselor is there. Do not have one? Make some phone calls.

Keep accurate records including letters and emails. Note the time and dates of all phone conversations. If any promise or commitment is made, it must be in writing. Make detailed notes of all conversations and preserve your bills as well as expense receipts. Make sure to have extra copies of all the relevant documents, and store them safely.

If the auto insurance adjuster asks you to undergo an IME or independent medical examination, decline politely but firmly, as you are not obliged to subject yourself to an IME. 

Following these dos and don’ts, can be of significant help. You ought to also consider the fact that going through the process of negotiations on your own could be a daunting task. Therefore, if you have suffered losses in an auto accident it would be wise to hire an Arizona accident lawyer as early in the process as possible and that should be from The Kaiser Law Group. The Kaiser Law Group knows how to represent their client in the best possible manner and they know how to attack the other side from various angles.  

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