Employers across all states are required
to provide workers’ compensation to employees in some form or the other. However,
workers must also take a few important steps to protect their legal rights.
Report
all Accidents
Often times what workers do not realize
is that in order to get compensation they must report the accident to the
employer within a stipulated time frame. Compensation woes begin to arise when
an injury surfaces days after the actual accident. But by that time the
deadline for notifying your employer in order to receive compensation is
already over. Workers compensation lawyers suggest that you must report every
accident even if the injuries you believe are minor as soon as possible, if not
immediately.
Are you a doctor? You are not. What
happens if the injury becomes worse? Do not assume. If the injury becomes worse
after you return to work thinking that is not a big deal, now the insurance
company can say you aggravated the issue and that is partially your fault. They
will ask you home come you did not see a medical professional before you chose
to return to work?
Worker’s
comp Laws Prohibit Lawsuits
Workers
are entitled to compensation but are not allowed to sue their
employers for workplace injury. The sunny thing is that workers can receive
compensation even when they are responsible for their own injuries. However,
workers are not entitled to damages if they were operating any equipment in an
intoxicated state when the accident occurred. Many employers in a bid to
prevent workers from doing so run periodic drug tests.
They even do this before you are hired.
Employers want to see if you are drug free right then and there. We saw that in
the movie Harsh Times with Jim Luther Davis (Christian Bale) who attempts to
full the urine test by drinking vinegar before it. This is not advocated by
anyone who is responsible. Davis was not that disciplined or law abiding.
Consult
a Physician as soon as are Injured
If your injuries are extreme you must
not defer treatment. Get to an emergency room immediately. There is no law that
prevents you from doing so. Workers compensation attorneys suggest that if your
injuries do not require immediate attention ask your employer if there is a
state law mandating you to see a particular doctor for a particular type of
injury or whether you can choose a physician yourself.
Many state laws have a list of
authorized doctors for certain workplace injuries and you may be required by
law to consult one of them. If you are not satisfied by the prognosis you can
consult a second physician. Your worker’s compensation might not cover the
consultant’s fee but it is always prudent to have your doubts clarified by
paying that out of your own pocket. If you have separate health insurance then
you can use the coverage to pay the fee.
Report
Injuries as soon as they become Evident
Workers’ compensation lawyers explain
that it is the employer’s responsibility to file the claim on behalf of the
injured employee. They will not file a claim if they do not know that you are
injured. As discussed above, if you have reported an accident but the injury
became obvious after sometime, make sure to inform your employer immediately. Do
not delay anymore! You have delayed enough.
It is also integral for employees to
find out if their employer filed a claim or not and must insist on a copy of
the claim.
If
you are injured due to a workplace accident and have suffered financial losses,
make sure to consult a workers’ compensation lawyer as soon as possible. Most legal
pros do not charge a fee for the first consultation. Talking to a legal
counselor is pivotal because you will learn about benefits you will receive and
the steps you must take to secure adequate compensation for your pain and
suffering.
Contact us if you have any questions
about this. There are links above are there so you can reach us or press right
here: Workers-Comp.USAttorneys. The website we built has saved many lives before by
enabling them to find the right legal professional for the right reasons. This
site does not proclaim to be righteous, it is righteous. Legal help is right
around the digital corner.
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