When you
are injured at the workplace you are entitled to worker’s compensation to
recover part of the income that you have lost due to your absence from work in
addition to the medical bills you have lying on your desk or kitchen table or
wherever. For the most part, the amount of worker’s comp insurance may not seem to meet your expectations but your
employer or insurance provider may insist that you are not entitled to anything
more than that. How do you know whether they are speaking the truth or not? The
question is what construes a good package.
Reasons for settling a workers
compensation claim
After you place a claim the insurer will
offer an amount to settle the claim. If you are not satisfied with the package
then you can make a counter offer. Worker’s compensation lawyers in Connecticut
suggest that you ought to try to negotiate a suitable offer and settle the claim
even if you are short of a few hundred or even a few thousand dollars depending
on the total amount.
The main advantage is that you get the
benefits right away. If you do not settle then you will have to attend a
hearing at the worker’s compensation agency and there is no guarantee that you
will get what you desire. Often times, a worker comes out of the hearing empty
handed and at times the benefits are slashed by the administrative judge.
You do not always get what you want.
Just ask Basic Instinct’s Nick Curran (Michael Douglas) who lost his partner
and never solved the case.
If you win big in a hearing you still
may not get the money right away. The insurance company may appeal against the
order and will not pay until they know the outcome of the appeal. This means
you may have wait for a year or two before you see some money and Connecticut
workers’ compensation attorneys have been through this many times in the past.
Handling
medical expenses in worker’s compensation
Worker’s compensation must cover all
your medical expenses. Ask your legal professional to include all unpaid
medical expenses in the benefits. Along with this a worker is entitled to
receive benefits for all future medical expenses. In many states, some monetary
allowances to cover future medical expenses are included in the
settlement.
In this type of settlement the insurer
will ask you to sign a waiver as a condition of the settlement. This means that
once you get the amount you will have to pay the future medical bills out of
your own pocket. Only in a few states does the insurer has the responsibility
to cover medical expenses that may happen in the future.
Connecticut workers’ compensation
lawyers recommend that their clients do not sign a waiver assuming their
expenses will be covered by their health insurance. Health insurance may not
cover work-related injuries so make sure to check before you sign on the dotted
line. And in the age of the so-called Affordable Care Act, who knows anything
about health insurance.
If you need legal help press right here:
Workers-Comp.USAttorneys. This site was designed for people who need legal help
and answers.
What
are the other types of benefits that you should get besides medical bills?
If you are unable to join work after an
accident, you will receive temporary disability benefits while permanent
impairment will make you eligible to receive permanent disability benefits. If
you cannot perform your old duties because of your injuries, you will receive
rehabilitation benefits that will help you train for a new line of work.
You can receive the settlement amount
weekly or monthly or receive a one-time payment. Insurance firms prefer the
latter. Don’t gamble it away! You are not on Jill’s (Kate Bosworth) or Micky
Rosa’s (Kevin Spacey) card playing team in 21! You cannot count cards!
If you have suffered workplace injuries and are not happy with the
progress of your compensation claim, it would be sagacious to
consult a workers’ compensation lawyer in Connecticut. It is critical to have a
legal counselor evaluate the facts of your case and represent you through
further negotiations or litigation.
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