Making an Insurance Claim for Underinsured or Uninsured Drivers’ Accidents

If you want to make an insurance claim after an accident involving an uninsured or underinsured driver you will need to follow certain procedures according to Las Vegas, NV accident lawyers. Here are some ways as to how to go about it.

If you are a victim of a car accident and the at-fault driver carries no automobile insurance, you can make use of your uninsured motorist coverage. In such a situation, there is no use your trying to sue the driver. Usually, a driver without any car insurance doesn’t have any money too. Under the circumstances, you should try to make your claim against your insurance company for as much as your own uninsured driver coverage will allow.

This is no easy task. No one is going to stare at you if you decide to obtain some legal help. In fact, some people may even admonish you for it if you try to climb this hill without a legal representative. You can find some of the best lawyers in this arena right here: https://usattorneys.com/.

The workings of an underinsured uninsured driver claim

If a driver hits you and you have reason enough to believe that the other driver remains uninsured, then you ought to inform your own insurance company of your intention to file an uninsured claim. However, you should do so immediately since most motor vehicle policies have exacting deadlines on all their insureds as far as notification of possible uninsured claims are concerned. This deadline can be as short as 30 days.

Generally, any underinsured driver claim can take some time to process. Chances are that you won’t realize immediately that you are heading toward an underinsured or uninsured driver claim. Just make sure to consult an experienced Nevada accident attorney to determine the real value of your claim.

The moment you along with your attorney come to know that your car accident case is worth much more than the at-fault driver’s liability coverage, inform your insurance company forthwith of your intention of making an underinsured/uninsured driver claim against them.

The claim process

In the ordinary sense, the process for an underinsured or uninsured driver claim is the same as any regular car accident claim, with the only difference that your claim is solely against your own insurer. The claim process consists of a pretrial investigation, disclosure all your medical records, as well as the depositions of every witness.

However, there is another important difference: if you, in negotiations with your own insurance company, are unable to agree on a settlement, you are in no position to sue your own insurer from the basis of Las Vegas NV accident lawyers.

Consider arbitration

Under the circumstances, your only recourse is to submit your claim for arbitration. This is essentially an informal procedure, unlike a court trial. Arbitration comprises a hearing in the presence of an arbitrator or a panel of arbitrators who will determine the outcome of the case.

There is a disadvantage that is implied in the process of a binding arbitration. The loser in a case of arbitration has no rights of appeal whatsoever, and has to accept the final decision of the arbitrator/s without protest.

This is exactly where you need the services of a stellar and dedicated Nevada car accident lawyer so make sure to consult one without any delay. There is no reason for a delay. You used to have to delay since you did not carry a giant yellow pages book with you every day. But now you have access to more information than any book could carry anywhere you can get online – it is called the Internet. But more specifically, there is a glorious legal website that is turning heads across the legal world that will take you to the terrific legal assistance you need in a couple of seconds.