How to Put a Dollar Figure on a Car Accident Claim

For the most part, compensation following a car accident is claimed from the at-fault driver’s insurance. This is why the type of insurance the at-fault driver has will impact your compensation in a big way. This insurance acts as a de-facto cap on your compensation.

This means that if your damages are far greater than the actual coverage, you will not obtain enough compensation, unless you initiate a lawsuit against the driver, in which case you can hope that he/she has assets that can cover your expenses. If you find the driver does not have sufficient assets then there is no point wasting your time and energy in a lawsuit. You can turn to your own insurance provide to pay your from your under-insurance motorist coverage and Arlington, VA accident lawyers know these guidelines quite well.

Vehicle damage

Insurers send their agents to assess damage to the vehicle. If your vehicle has suffered minor nicks and dents then there is a fair chance that the insurer may claim that your injuries are not consistent with the damages and refuse to pay.

Medical expenses

Virginia accident attorneys say that medical expenses you have incurred due to the injuries can be claimed from the insurer.

Lost income

The insurer will reimburse the wages you have lost due to accident or will potentially lose in the near future. If you have suffered loss of earning capacity due to long term condition such as loss of a limb etc. rendered as a result of the accident, you will be entitled to compensation for this type of income loss as well.

This is not what happened to Dr. Ray Barnett when his heart was broken by Dr. Neela Rasgotra in the show ER. Barnett acted like a fool and chose to do something asinine and it cost him dearly. He was not driving but he was hit by a truck when he was drunk while walking across the street and not paying attention. So this was Dr. Ray Barnett’s fault and not the driver’s. Dr. Ray Barnett’s own insurance would have to pay for his medical needs and that would require two new legs.

This was an accident but it was Barnett’s fault. If it was the driver’s fault, then that insurance company would have to pay for the new legs that Barnett would need to continue to work as a functional doctor.

Pain and suffering

This type of compensation is applicable when you have suffered severe and extensive injuries that required long term treatment. You will get compensated for the physical pain and extreme bodily discomfort that you had to endure after the accident or during your course of treatment. Arlington, VA accident lawyers also assert that you can claim compensation for the pain and suffering for psychological distress and mental trauma.

The standard practice to determine the value of pain and suffering is the use a multiplier. The value of the multiplier depends on the extent of the injury. If you have suffered minimal injuries then the multiplier is 1.5 times of the medical bills. However, if you have sustained a permanent disability then the multiplier is 5 or 6 times.

There are many aspects to this. This is why a lawyer is required. The terrific news is that finding dependable and suitable legal help in the age of the Internet is not difficult and main reason for this this site right here: Accident.USAttorneys.com. This website is a game winner and tosses a no hitter every day. Use this digital tool to reach your destiny. Legal help is right around the virtual corner.  

Loss of consortium

Loss of consortium, which in other words means loss of physical companionship, is awarded to the spouse when his/her partner is injured in a car crash. The spouse becomes entitled to this type of allowance only when the plaintiff has won compensation in the lawsuit. The impact of the accident on the relationship determines the compensation.

Loss of enjoyment

The plaintiff is entitled to this type of compensation if the accident had rendered him/her incapable of enjoying activities or hobbies which he/she was able to enjoy before the accident such as skiing, hiking, jogging, playing hoop, and so on.

If you have suffered extreme physical pain and mental trauma in an auto accident, it would be astute to speak with a Virginia accident lawyer immediately. A legal pro can negotiate with the insurer to help you sustain a fair deal and file a lawsuit if the driver is underinsured. Personal injury cases must be filed within a stipulated time so make that call now.