Wednesday, February 24, 2016

How to Protect Your Legal Claim after a Car Accident?

It is important to remember that auto accident insurance claims adjustors receive training on delay and deny tactics. This is one of the major reasons why you ought to seek legal assistance as soon as possible following a car accident. You could run the risk of either receiving no compensation at all or an offer that is most inadequate. Based on the work completed by accident lawyers in Virginia Beach, VA, here are some tips by which you can tighten the noose around the claims adjustor.

Call the Police after an Accident

It is important that you dial 911 as soon as an accident has happened even when the crash appears minor. The dispatcher will send police officers and paramedics to the scene following which the police will investigate the crash site and draft a police report. It is important to obtain a copy of the police report which will have a description of the events and crash scene. Without this report the insurance company may doubt your version of the story, say Virginia Beach accident attorneys.

Gather Evidence at the Crash Site

It is very important to collect as much evidence on your own. The easiest way to do so is to take photographs of body damage to your vehicle, tire marks, road conditions, and the position of vehicles involved in the accident. Put that smart phone of yours to work! Apple makes a wonderful smart phone but they do not care about protecting Americans from terrorists – that is another story though. Do not forget to note the contact information of the witnesses and drivers who witnessed the crash or who were involved in the crash, respectively.


Contact a Legal Pro

Even the smallest of filing mistakes can lead to your car accident claim being denied. This is why it is vital to have a legal professional to represent you. He/she will evaluate your injuries as well you medical expenses and other losses in order to determine how much your accident claim is worth. Most importantly, your legal representative will play a major role during negotiations with the insurer.

Visit a Doctor

Often people have a tendency of ignoring minor injuries. However, it is important that you have a full checkup after an accident. Minor bruises can be signs of internal hemorrhaging which may lead to something serious after a week or two.

If you are admitted to hospital a week or two later the insurer will in their defense consider that this was a completely unrelated injury and deny your claim, say Virginia Beach, VA accident lawyers. Make sure never to skip scheduled appointments with a doctor or therapist either. If you do so the insurance adjustor can deny or lower your claim and will maintain that you skipped the appointment because you were cured of your discomfort and/or perhaps your injury was not that big of deal.

Never Provide Recorded Statements to the Adjustor

The insurer might request you to provide a recorded statement. Since this request is not legally binding, politely decline to do so. If you are repeatedly requested ask your legal counselor to go through the content of the statement before you record it.

Be Realistic

You are allowed to claim damages for your medical bills, pain and suffering, loss of income and permanent disability, to name a few. Therefore, it is always wise to claim an amount which is realistic. Once again your legal counselor will be in the best position to help you, depending on the extent of your injuries.

If you are injured in an auto accident and need help filing a claim or lawsuit, you can always count on the expertise of a Virginia Beach accident lawyer. The presence of this legal pro is paramount especially when negotiating a settlement with the insurance company. It is important to remember that the language in the final settlement agreement is difficult to understand without legal counsel. It might contain hidden clauses which may hurt the settlement and the ability for you to financially recover from this episode. This is why you ought to seek legal help right away.

Apple may be misguided but we are not. You need legal help, here you go: Accident.USAttorneys.com. This website does not fail to deliver. Any questions, contact us. We want to make sure you are not at a legal disadvantage after your accident. The virtual world can help you increase your prospects in the real world. 

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