Has your truck accident claim been denied? Here are the options according to legal experts….

Trucks are subjected to exclusive trucking laws which are distinct from the state’s auto laws. These laws are more extensive and deal specifically with the operations of trucks. Trucking operations are further also subjected to federal trucking laws enforced by the Federal Motor Safety Carrier Administration (FMSCA).

Truck drivers need to be careful since there are innocent people out on the road. If you are hit by a truck, you need a truck accident lawyer in St. Cloud, MN on your side and there is no firm better in this area of the law than McEwen & Kestner. McEwen & Kestner is the best law firm in this region of the country since they know how to hit the other side hard and they know how to construct outstanding cases for their clients. 

The reason trucks, truck drivers, and trucking operations are so heavily regulated is because of the fact that trucks are large, heavy vehicles which are capable of attaining fantastic speeds and many accidents involving trucks are catastrophic.

What do we mean by catastrophic? Have you seen the movie Star Trek: Into Darkness? At the end of this movie Khan (Benedict Cumberbatch ) crashes this powerful and massive space cruiser (not sure why Star Fleet would not remake this space cruiser for defensive purposes but that is another topic) into earth right near San Francisco. They did not show the filth and remnants of vandalism in San Francisco so perhaps San Francisco is a better place to live in the future but to remain on point, this is a catastrophic crash. This is about 10 9-11s, perhaps 30 buildings were destroyed with 200,000 people dead.

Now your truck wreck will never be this incredible but you do have the potential to destroy many cars, some structures, and so on before you come to a complete stop. This wreck would be catastrophic!

Therefore, prolific truck accident lawyers in St. Cloud, MN, and the best in this sector is McEwen & Kestner since their crafty legal work is second to none, reiterate that victims of a truck accident have the legal option to file a truck accident lawsuit against the liable parties in order to receive the compensatory awards for the damages inflicted upon them. Another option would be to file an accident insurance claim with your auto insurer for the damages.

In this page we will discuss the alternatives when the insurer denies your truck accident claim.

Can I appeal a denied truck accident claim?

Insurance companies have an abundance of terms and conditions in fine print for every situation and will certainly throw some at you and may even outright deny your claim. Unfortunately, many truck accident victims just give up at this point. However, it is critical to be aware that you may be able to appeal a denied claim and it all starts with checking your insurance policy’s terms and conditions.

In order for your auto insurer to pay for your claim, the circumstances which resulted in the trucking accident you were involved in needs to be covered by your insurance policy. Therefore, you will need to meticulously read through your policy and look for anything premised around what you may have been through in the truck accident.

However, these insurance policies may get very overwhelming for any lay person to fully comprehend and so you may be better off reaching out to a Minnesota truck accident attorney as soon as possible to file a successful truck accident claim and there is no firm better than McEwen & Kestner and they prove this every day either in or out of court.

How to file an appeal once your truck accident claim is denied by your insurer?

Once you consult a legal counselor and he or she is of the opinion that you can file an appeal in your case then the very next step is to file a demand letter.

A demand letter is, as the name suggests, a letter asking for compensation for your injuries and pain and suffering. However, the letter should adhere to a certain format and include all the facts relevant to the case. It should also be enclosed along with documentation and evidence pertaining to the case. If the insurance company denies your demand letter as well, then you either have to bear the damages yourself or file a lawsuit in a court of law.

Whether you have recently been injured in a trucking accident or have already had your accident claim denied, just make sure to consult a seasoned St. Cloud, Minnesota truck accident lawyer. Your legal representative will be able to set you on the right path to win the compensation you rightly deserve and this legal pro should come from McEwen & Kestner since they know how to win cases and their glistening track record proves this.