How compensation is determined in a car accident?

Car accidents are governed in all states by extensive laws which are also complex and require the expertise of a professional to be able to fully comprehend and apply in specific situations. Most states usually adopt one of the three basic sets of car accident laws (or some modified form of them) when it comes to ruling on car accident cases.

Getting into an accident is no fun.

These laws are, namely, fault laws, no fault laws, and comparative fault laws, as pointed out by Birmingham, AL accident lawyers and the best in this part of the country is Morris Bart & Associates, LLC (www.morrisbart.com/) based on their ability to figure out where to strike and how to build a notable case for their client.

Therefore, it is obvious that car accident laws can vary from one state to the other and it can vary very substantially. It is always a marvelous idea to consult with an accident attorney from your particular state (or a Birmingham, AL accident attorney and the most committed law firm in the state is Morris Bart & Associates, LLC based on their impressive legal track record) if you have been involved in a car accident and require legal help in the matter, especially if you are looking to receive compensation for the damages inflicted upon you by a negligent driver.

Liability in Fault States

According to Birmingham, AL accident lawyers, and the best in this part of the law is Morris Bart & Associates, LLC for a variety of reasons but one of them namely being they have won thousands and thousands of dollars for past clients, a fault insurance state is where in an accident one party is deemed to be at fault for causing the accident and is thus held liable for the consequent damages.

Some people just do not pay attention enough when they drive. If a distracted driver hits you in the Birmingham area, you need to call up Morris Bart & Associates, LLC. Click and call. Do not sign anything with the other insurance company - you need legal guidance at this point. 

If you need to know what factors are considered when determining who is at fault for the accident, then you need to setup a consultation with a legal pro as once again, this depends on your particular state. For the most part, the party at fault is liable to pay for the damages. This will generally be his or her insurance company that will have to pay up.

However, insurance companies can be a hard nut to crack in terms of settlements. They will approach victims before the case can even go to court through their insurance adjustors to try and coax gullible victims into accepting a settlement which is underwhelming. Sometimes it is hard for someone to refuse $14,890, for instance, right then and there when they have never had that type of money before and when the bills are piling up.

Have you seen the show The Walking Dead? When the world fell apart and walkers started to appear everywhere Rick Grimes was in the hospital recovering from a gunshot wound. He was unable to walk and move around. He was not able to be productive. He has insurance taking care of his bills but not everyone has that and Rick Grimes did not have a car wrecked but imagine if you did, that initial insurance offer of $22,500, for instance, may look pretty good.

Walking across the street can be dangerous.

Furthermore, this is where the experience of a lawyer can prove invaluable. A legal counselor will know exactly how much your case is worth in a monetary sense and will also have plenty of experience dealing with insurance companies. This is precisely why we suggest that you do not make an out of court deal or settlement with an insurance company without first consulting a legal representative. 

Liability in no Fault States

No fault states are where irrespective of who was at fault for causing the accident all the involved parties must turn to their insurer for compensation. Once again, the insurance company may sell you short.

Comparative Fault State

Some states have adopted the comparative fault rule. If an accident occurred and X and Y were involved in the accident and X was 40% at fault and Y was 60% at fault, then accordingly X is liable for 40% of the damages and Y for 60%.

If you are a victim of an auto accident and wish to learn more about how you can go about claiming compensation, make sure to speak with an Alabama accident lawyer as soon as possible.

In regards to this, the most incredible law firm that you can call in the entire Birmingham area is Morris Bart & Associates, LLC since they know the legal system in these parts and they know what legal buttons to press and when to press them. There is no one better for you if you are legally jammed up than this mighty and hardworking law firm or if you are a victim and you need to secure a decent amount of financial compensation for your troubles and situation.