Injuries resulting from
car accidents are unfortunately an everyday occurrence not only in New Mexico
but across the country. The most common fall out of accidents are property
damage, bodily harm, and damage to the vehicle. With it comes the issue of auto accident insurance claims and the need to notify your insurance provider in the
event of an accident even though the injuries or damages are minor.
How should you react at
the scene of the accident?
Albuquerque, NM accident lawyers such as
Brian K Branch reiterate that the primary task is to check the condition of
every passenger, if any, in your vehicle. Then focus on any other individuals
such as drivers of other vehicles, pedestrians, cyclists who might be injured as a result
of the car accident. Check if anyone needs medical help. Sometimes
injuries are not superficial and might become fatal afterwards. This is why
even if everyone seems fine, call the paramedics. A medical assessment at the
scene will help you if an insurance claim is made in the future.
Call the police even when the accident
appears minor. The police play a vital role in processing the scene of the
accident and finding out which driver is legally responsible for the crash. You
can also call a Central New Mexico accident attorney just in case you need any
legal advice and you are probably going to need legal help no matter what. You
cannot file a solid claim without a legal representative and this is why
calling a legal professional after an accident is necessary.
It is important to obtain addresses and
contact numbers of drivers who are involved in the accident. Do not forget to
get the details of their insurance policy. Make a note of the names and contact
number of witnesses and hand them over to your legal counselor. This will help
when any investigation is made following an insurance claim and in filing a personal
injury lawsuit.
Most importantly, do not make any
statements in front of the other driver(s) that can potentially be used to
incriminate you and will certainly hurt the chances of Brian K Branch to secure
the highest compensation for you.
Dealing with Insurance Providers
It is prudent to notify your insurance
provider immediately. The company will assign a claim adjuster who will handle
your claim. The insurer will ask you to provide details of the accident and
send someone to inspect your vehicle to assess the damage. If your vehicle
needs serious repair work then the company can provide you with a rental car.
The insurer will reimburse the rental expenses from the at-fault party.
You must also speak with the at-fault
driver’s insurance company. While conversing, ensure that your Albuquerque, NM
accident lawyer is present at the meeting. Do not try to call Saul Goodman. For
one, he is a fictional character and two, he no longer lives in the city of Albuquerque.
Remember and moreover, the at-fault driver’s insurance company will try to
protect the interests of its client which is not you.
You
should
not provide any recorded statements. In addition, do not give the insurer any
form of authorization to access your employment history and medical information
which they will want to do so they can use your past medical history against you.
You must assure that you will furnish all medical records relevant to the claim
after you have finished your treatment.
For the most part, you will need legal
help to deal with the at-fault party’s insurance provider. A Central New Mexico
accident lawyer
such as Brian K Branch will conduct an investigation into the accident,
help gather evidence, and complete all the important documentation for you.
Most importantly, Brian K Branch will formulate and negotiate a settlement best
suited to your needs with the insurance company and their legal team. He will
do this after you give him a call first!
The first meeting with Brian K Branch is
free. You do not pay him anything until the case is over with and since you only
pay him a percentage of the final settlement or verdict, depending on where
this case goes, you really do not pay him anything. Brian K Branch knows how to
win cases and he knows a viable case when he sees one.
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