(Logan,
OK) – September 8th, 2016 – After a car accident has occurred,
you may be depending on your accident insurance claim to come through in order to pay
for medical bills, repair bills, and other costs incurred. Unfortunately,
sometimes your claim can be denied and at a time when you need it the most, it
may come as a shock to you.
If your claim is denied, the most paramount
aspect is to understand why the claim was denied and what you can do about it.
Remember that auto accident laws can vary from state to state which is why it
is critical that you seek legal counsel.
Every car accident is unique and so the
reasons given for denial may also be unique. However, we spoke to some of the
most majestic Logan, OK accident lawyers to highlight some of the most common
reasons auto insurers may deny a claim.
Common
reasons for denying claims
The auto accident was avoidable….if you
could have averted or avoided the car accident, or if you actually did
something to directly or indirectly cause the car accident then your insurance
claim will most likely be denied. For instance, if you were driving under the
influence, if you were over the speed limit, etc. it may render your insurance
policy void.
Time will only tell if autonomous cars make accidents a thing of the past. |
Many times, people allow other drivers
to operate their cars and later find out that the driver did not even hold a
valid driver's license. Needless to say, it is your responsibility to ensure
that anyone you entrust your vehicle with is qualified to drive it. Otherwise,
it is almost certain that your claim will be denied, caution Oklahoma accident
attorneys and the best in the business can be found using this all-star caliber
site Accident.USAttorneys.com.
Pre-existing
condition
You may have suffered some injury or
health implication as a result of the car accident. Sadly though, sometimes the
auto insurance company may write this off as a pre-existing condition that you
had prior to the auto accident and deny your claim. Talk to a legal pro if you
happen to find yourself in this predicament and he or she will be able to
assist you in appealing the denial and proving that the injury or condition was
not pre-existing and will be able to help you receive the money you rightfully
deserve.
Medical
records show no injury
Logan, OK accident lawyers also point
out that if you have not suffered from any injury or pain as a result of the
car accident, there are chances your claim may be denied since you cannot prove
that you are entitled to any damages.
It is not fun being denied. It is no fun
being rejected. You can see this in the movie Good Will Hunting when Will
Hunting (Matt Damon) rejected Skylar (Minnie Driver) and broke her heart.
Now if the insurance company rejects
your claim you will be sad too. It may not be heart wrenching but it will be a
feeling that no one enjoys.
What
to do if your insurance claim is denied
If the insurer denies your auto accident claim, you can file an
appeal in attempt to reverse the denial, but this is legal process which is
procedural and you will require legal counsel to pull this off. Talk to an
Oklahoma accident lawyer and see what can be done in your particular case.
No comments:
Post a Comment