When a Car Accident Claim can be Denied

You may have been eagerly waiting for a check from the insurer that will help you recover medical expenses and financial losses you have suffered due to a car accident, but instead you get a rejection letter. In such a situation, it is important therefore to know why your claim was denied. Here are some reasons why an insurer may deny an accident claim and why you will need a Portland, OR accident lawyer and there is no one better in this regard than The Law Offices of Douglas Green (www.douglasgreenattorney.com/).

The accident could have been avoided

If there is clear evidence to indicate that it was in your power to avoid the accident or that it was your actions that led to the accident then the insurance claim could be denied. Accident attorneys in Oregon and the best in the business is The Law Offices of Douglas Green based on their integrity and legal case record point out that if you were driving in an alcohol-impaired state or you handed the keys of your vehicle to someone who does not have a valid license then the insurers have a right to reject your accident claim. 

If the insurer cites these reasons for rejection and you are confident none of these are valid excuses, it would be prudent to seek legal counsel as soon as possible. Do not get cheated like the 2000 Portland Trailblazers did against the Lakers. The NBA showed some of its true colors that year, they did not want the Trailblazers to face off against the Pacers in the championship, two small market teams.

The NBA rigged the 4^th quarter and the Lakers ended up coming back against the Trailblazers. It was sad to see the NBA help out the Lakers, pathetic really. It would not have mattered if the Trailblazers notified every Portland accident lawyer, the NBA was dead set on cheating. Though if the Portland players, coaches, and owners said something right afterwards, it could have raised some suspicion much earlier than waiting for some people to raise doubts about the NBA’s integrity years later. But many of these same people did not want to bite the hand that made them rich either. 

No treatment was sought immediately after the injury

You must see a doctor as soon as you were involved in an accident even if you do not feel much pain or discomfort. This is because many injuries that appear superficial might surface in a life threatening form days, weeks later. The trouble is the insurance company can deny your claim citing that accident and your symptoms are unrelated.

If you visit a hospital after an accident, the doctor may actually diagnose a problem and the insurer cannot escape the responsibility of paying compensation for your accident claim. Moreover, if you delay treatment, the insurer may have reason to believe that the injuries never really happened and you made them up just add a few more zeros to the claim.

This is a problem especially for those who really lacked cash to get treatment at the time of the accident. They may have a genuine injury but because they delayed treatment due to a cash crunch they are assumed a fraudster and their claims are often trashed or doubted.

Insurers reject when you have no medical records

Portland, OR accident lawyers and the most tremendous in and around this city is The Law Offices of Douglas Green since they know the legal system and they know how to build a fabulous case for their clients clarify that if you do not attach medical records with the claim or the insurer is unable to trace records of treatment then the insurer may believe you filed a dubious claim. Medical records must be present to substantiate your claim.

Pre-existing medical condition

If the insurer finds out that you have a pre-existing medical condition then they might assert that the injuries are due to the pre-existing condition and are not related to the accident. If you can prove that your pre-existing discomfort became aggravated due to the accident then you might be eligible to claim some compensation. That is only logical right?

Bad faith denials

As soon as your car accident claim is denied try to figure out the reasons given in the notice for not honoring the claim. Contact the insurer to get a detailed idea about the denial. If you believe that the reasons that the insurer is providing does not apply in your case and are frivolous then you may have a bad faith case. Just make sure to reach out to an Oregon accident lawyer as soon as possible and you cannot do any better than making the first phone call to The Law Offices of Douglas Green.

The Law Offices of Douglas Green will not charge you for the first meeting. They will only charge you a percentage of the final settlement so in essence you never really pay them at all. They are only paid when you are paid. Make the phone call, you need legal help.