If statistics are to be
believed car accidents seldom go to trial. Parties involved in an accident try
to settle the claims for damages through mutual agreement. An out of court
settlement is usually favored because court cases have the tendency to drag on
for months and involve a plenitude of expenses.
Fortunately, you have
some legal tools that you can apply to get compensation for your car accident
claim without lengthy trials. And it
all begins with a fact-packed demand letter followed by persuasive
negotiations.
Demand Letter
Accident lawyers in
Biloxi, MS believe that the demand letter is the foundation of your claim. You
need to provide the insurer with a detailed letter mentioning the circumstances
that led to the accident, information on the clinical treatments that you
received after the accident, medical bills and expenses that you had to bear,
and lastly an account of the loss of wages that you suffered due to absence
from work.
Tom Hanks in the movie
Captain Phillips who played the eponymous figure would certainly need some time
off of work after that ordeal. For one, he was certainly dehydrated but the
main thing is, he would have been psychologically scarred from an event that
heroic, eventful, agonizing, and horrific. His employer would have to recognize
all of these factors. Why not one employee had a gun on that ship even if it
was against the rules is just incredible.
Legal professionals
place a significant deal of emphasis on this letter, which sets the stage for
future negotiations towards a settlement. Note that the amount claimed in the
letter must be significantly higher than what the victim is actually ready to
accept.
Negotiating a Claim
According to accident
attorneys in Mississippi, after the document is dispatched the insurance
company will evaluate your demand and then offer a settlement amount. The
amount is usually much lower than what you may have mentioned in the
demand-letter.
If you do not agree to
the settlement, your legal pro will prepare a rejection letter explaining why
the amount is unacceptable. This is done by showing that the costs of the
damages are far greater than the amount suggested by the insurer. Then your
legal counselor will propose a counter-offer which is lower than the initial
claim in the demand-letter but substantially higher than the figure put through
by the insurers.
This is not that different
than buying a car. But not all negotiation’s go in your favor like the Bernie
Mac scene in Ocean’s Eleven when his character Frank Catton intimidated the
dealership owner for a couple of those cargo fans.
Mediation
Biloxi, MS accident
lawyers state that if negotiations fail then the parties often agree to
mediate. The mediation is conducted by a neutral third party who is generally
an experienced personal injury lawyer who has tried and settled various
difficult cases. The job of the mediator is to make each party realize the
weaknesses and strengths of their arguments that they make for or against a
certain claim. Usually the mediator helps the parties arrive at an amicable
solution.
Accepting an Amount
At some point during
the negotiations you may agree to settle for a specific amount. However, before
you do so, go through all your bills and expenses. Check whether you have
included all the expenses and have missed any of them. Do not forget your
wrecked car!
This is because the
insurer will not issue a check unless you sign a release stating that you will
not pursue the matter further legally once you agree to a settlement. Remember
that you have to pay your attorney from the claim so make sure to deduct legal
fees to figure out if you have enough compensation left with you to cover the
costs.
If you have been injured in a car accident and wish to put in a claim for compensation, what you need is a Mississippi accident lawyer by
your side. Your legal representative will have the skills and resources to
negotiate with the insurer. Besides, when you are pitted against big insurers
who have their own team of acclaimed legal professionals, you must have an
experienced individual to challenge their arguments with conviction so that you
are adequately compensation for your injuries and lost income.
They may try to pull
some rabbits out of a hat but if you have the law and logic on your side, you
should end up with what is enough to take care of your bills and then some.
Ocean’s ten assistants
and the team they formed were pretty sophisticated but not as sophisticated as
this website: Accident.USAttorneys.com.
And they would have never made it this intuitive! They may have righted some
wrongs but they did not save any lives like this site does!
Click on the site if
you need legal help such as a Biloxi, MS accident lawyer.
No comments:
Post a Comment