What Complications Arise When Filing a Claim for Storm Damage?

Insurance companies are here to provide us with protection and make us feel confident in knowing that if something happens to our home, our place of solace and comfort, they will be there to pick up the pieces. As much as we would like this to be an accurate statement, unfortunately, it isn’t entirely. Homeowner’s insurance companies do want to help you as the policy holder when a storm damages your home, but they don’t necessarily want to make this process easy and bearable.

With Florida being one of the leading locations that sustains storm damage to homes, it is suggested you visit www. Leader-law.com to learn more about when you may need to obtain legal assistance from a Florida insurance claims lawyer at Leader & Leader P.A. to help get your storm damage claim filed.

Getting a damage claim filed for destruction brought on by a storm isn’t always the easiest task as there are some complications that come along with this process. Insurance companies are known to make the claims process a bit more confusing and even difficult for claimants, just take a look at Joe Greiner’s current situation. Greiner is a Florida resident whose home is at risk of being damaged by a hanging tree that was struck during Hurricane Hermine. According to wctv.tv, the tree that once was in his neighbor’s yard is now hanging above his home, and is responsible for breaking a fence.

Greiner contacted his neighbor’s insurance company only to be informed that he needs to contact his own. An adjuster was sent out but disclosed to Greiner that “they’re not accounting for the tree.” Because of the risk associated with the tree hanging above his home, Greiner obtained a few estimates all identifying that he would be paying close to $4,000 out of pocket. Although this is only one case where an insurance company isn’t being compliant with their policy holder, there are many other issues that often arise when it comes to getting your claim filed and paid.

If you are currently battling with your insurance company as they aren’t willing to cover the true cost of your home damage, contact an insurance attorney at Leader & Leader, P.A. in Fort Lauderdale who can assess the details of your matter and determine whether your insurer is handling your situation fairly.

Some other complications many homeowners face after their property has been damaged or destroyed by a storm includes:

·         Delayed payments for filed claims.

·         Claims left unpaid and even denied for the necessary repairs to restore a home back to its original condition.

·         Insurance adjusters providing lowball estimate offers.

·         Claim rejections.

                                        

One of the most efficient ways of ensuring you claims are paid and handled properly is by having a clear understanding of your policy, the limitations, exclusions, and allowances present in the terms of it. And remember, if you feel your insurer is acting out of bad faith or is failing to provide you with a reasonable settlement amount, you always have the option of appealing their decision.