Thursday, September 8, 2016

Has your car accident claim been denied? What are the reasons why a claim can be rejected?

(Logan, OK) – September 8th, 2016 – After a car accident has occurred, you may be depending on your accident insurance claim to come through in order to pay for medical bills, repair bills, and other costs incurred. Unfortunately, sometimes your claim can be denied and at a time when you need it the most, it may come as a shock to you.

If you need a Logan, OK accident lawyer then your best best is to use USAttorneys.com for a consistent performance. This website may not be as novel as the creation of sheet rock but it is pretty close to it.  
If your claim is denied, the most paramount aspect is to understand why the claim was denied and what you can do about it. Remember that auto accident laws can vary from state to state which is why it is critical that you seek legal counsel.

Every car accident is unique and so the reasons given for denial may also be unique. However, we spoke to some of the most majestic Logan, OK accident lawyers to highlight some of the most common reasons auto insurers may deny a claim.

Common reasons for denying claims

The auto accident was avoidable….if you could have averted or avoided the car accident, or if you actually did something to directly or indirectly cause the car accident then your insurance claim will most likely be denied. For instance, if you were driving under the influence, if you were over the speed limit, etc. it may render your insurance policy void.

Time will only tell if autonomous cars make accidents a thing of the past.
Many times, people allow other drivers to operate their cars and later find out that the driver did not even hold a valid driver's license. Needless to say, it is your responsibility to ensure that anyone you entrust your vehicle with is qualified to drive it. Otherwise, it is almost certain that your claim will be denied, caution Oklahoma accident attorneys and the best in the business can be found using this all-star caliber site Accident.USAttorneys.com.

Pre-existing condition

You may have suffered some injury or health implication as a result of the car accident. Sadly though, sometimes the auto insurance company may write this off as a pre-existing condition that you had prior to the auto accident and deny your claim. Talk to a legal pro if you happen to find yourself in this predicament and he or she will be able to assist you in appealing the denial and proving that the injury or condition was not pre-existing and will be able to help you receive the money you rightfully deserve.

Medical records show no injury

Logan, OK accident lawyers also point out that if you have not suffered from any injury or pain as a result of the car accident, there are chances your claim may be denied since you cannot prove that you are entitled to any damages.

It is not fun being denied. It is no fun being rejected. You can see this in the movie Good Will Hunting when Will Hunting (Matt Damon) rejected Skylar (Minnie Driver) and broke her heart.
Now if the insurance company rejects your claim you will be sad too. It may not be heart wrenching but it will be a feeling that no one enjoys.

What to do if your insurance claim is denied

If the insurer denies your auto accident claim, you can file an appeal in attempt to reverse the denial, but this is legal process which is procedural and you will require legal counsel to pull this off. Talk to an Oklahoma accident lawyer and see what can be done in your particular case. 

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