Has your car accident insurance claim been denied in bad faith? Here’s what you can do….

There are instances when insurance companies refuse to pay car accident insurance claims in ‘Bad faith’. In such a situation the victim can sue the auto insurance company and claim additional compensation based on certain circumstances. If the driver is able to prove that there is apparently no valid reason behind the denial the jury may reward the victim adequately, in the opinion of Corinth, MS accident lawyers and there is not a better firm in this area of the country than the Janelle Lowrey Law Firm.

What qualifies as bad faith?

A bad faith case happens when the car driver is denied legitimate auto accident insurance without any valid reason. There are instances when auto insurance providers deny a claim to further their own interest at the cost of driver’s financial distress. Denials usually happen when the car driver’s insurance provider is unwilling to pay an adequate amount to cover the cost of car accident.

You may have seen some denials in the movie The Fast and the Furious with Brian O'Conner (Paul Walker) and Agent Bilkins (Thom Barry). O'Conner was denying the accusations coming from Bilkins that he was taking too long in this investigation and perhaps had become too close to Mia Toretto (Jordana Brewster). Now O'Conner was in a tough spot, no one said going undercover was easy. Now in terms of car insurance, you rarely know where they are coming from so you may have to have some legal help if they do not abide by their own contract’s guidelines.  

If someone crashes into a tree knocking the tree down which lands on  your car,  you need a Corinth, MS accident lawyer. This is where the Janelle Lowrey Law Firm should enter your life.  

How to prove bad faith in a lawsuit?

When an insurance company has good reasons to deny a claim then it does not qualify as bad faith. To prove bad faith that policy owner or his or her Mississippi accident attorney, and you cannot have better representation than what the Janelle Lowrey Law Firm can provide in this legal domain, must show that:

• The auto insurance company did not investigate the car accident properly.
• The insurer purposefully omitted facts and evidence that should have validated the claim.
• The insurer intentionally conducted a halfhearted investigation so that they can remain ignorant of the facts that would have proved that the accident claim is valid. This is what some people believe the Democrats are doing with Hillary Clinton’s email scandal and The Clinton Foundation just as they did with her situation in Benghazi.
• If the victim can prove that the policy provider has a history of not honoring claims or adhering to state regulations then he/she has a good chance to win the case.

What are the damages a driver can expect?

In a bad faith case a policy owner can recover the original amount claimed from the driver in addition to the cost of repairs. The car driver can also claim damages legally termed as ‘consequential’. These are expenses that are the direct result of the denial. For instance, the victim of an auto accident may have filed a personal injury lawsuit after the insurance provider refused to pay.

The defendant will have also engaged the services of a competent legal representative. The lawyer’s fees, the legal cost of the lawsuit against the insurance company, as well as the settlement amount that the driver was entitled to due to injuries, can also be claimed. The car driver can also claim damages for emotional distress due to the financial uncertainty and legal problems.

He or she can claim punitive damages for the auto insurance company’s negligent behavior, according to auto accident lawyers in Corinth, MS and if you want marvelous and illustrious legal assistance you need to call up the Janelle Lowrey Law Firm so they can get started on your case.

How insurers defend themselves?

The insurer might be able to prove that the policy owner intentionally misrepresented certain facts while filing the claim. They can also prove that they conducted a thorough investigation in compliance with the regulations before denying the clam.

If you have been injured in an auto accident and have suffered losses, what you need is an auto accident lawyer in Mississippi such as those from the Janelle Lowrey Law Firm since this firm knows what legal buttons to press and when to press them. This is the best way to protect your rights and to receive a fair settlement.

Call Attorney Janelle M. Lowrey at 662-416-0477 today. The more time you give her, the better chance you have.