It is important to
remember that auto accident insurance claims adjustors receive training on
delay and deny tactics. This is one of the major reasons why you ought to seek
legal assistance as soon as possible following a car accident. You could run
the risk of either receiving no compensation at all or an offer that is most
inadequate. Based on the work completed by accident lawyers in Virginia Beach,
VA, here are some tips by which you can tighten the noose around the claims
adjustor.
Call the Police after an Accident
It is important that
you dial 911 as soon as an accident has happened even when the crash appears
minor. The dispatcher will send police officers and paramedics to the scene
following which the police will investigate the crash site and draft a police
report. It is important to obtain a copy of the police report which will have a
description of the events and crash scene. Without this report the insurance
company may doubt your version of the story, say Virginia Beach accident
attorneys.
Gather Evidence at the Crash Site
It is very important to
collect as much evidence on your own. The easiest way to do so is to take
photographs of body damage to your vehicle, tire marks, road conditions, and
the position of vehicles involved in the accident. Put that smart phone of
yours to work! Apple makes a wonderful smart phone but they do not care about protecting
Americans from terrorists – that is another story though. Do not forget to note
the contact information of the witnesses and drivers who witnessed the crash or
who were involved in the crash, respectively.
Contact a Legal Pro
Even the smallest of
filing mistakes can lead to your car accident claim being denied. This is why it is vital to have a legal
professional to represent you. He/she will evaluate your injuries as well you
medical expenses and other losses in order to determine how much your accident
claim is worth. Most importantly, your legal representative will play a major
role during negotiations with the insurer.
Visit a Doctor
Often people have a
tendency of ignoring minor injuries. However, it is important that you have a
full checkup after an accident. Minor bruises can be signs of internal
hemorrhaging which may lead to something serious after a week or two.
If you are admitted to
hospital a week or two later the insurer will in their defense consider that
this was a completely unrelated injury and deny your claim, say Virginia Beach,
VA accident lawyers. Make sure never to skip scheduled appointments with a
doctor or therapist either. If you do so the insurance adjustor can deny or
lower your claim and will maintain that you skipped the appointment because you
were cured of your discomfort and/or perhaps your injury was not that big of
deal.
Never Provide Recorded Statements to the Adjustor
The insurer might
request you to provide a recorded statement. Since this request is not legally
binding, politely decline to do so. If you are repeatedly requested ask your legal
counselor to go through the content of the statement before you record it.
Be Realistic
You are allowed to
claim damages for your medical bills, pain and suffering, loss of income and
permanent disability, to name a few. Therefore, it is always wise to claim an
amount which is realistic. Once again your legal counselor will be in the best
position to help you, depending on the extent of your injuries.
If you are injured in an auto accident and need help filing a claim or
lawsuit, you can always count on the
expertise of a Virginia Beach accident lawyer. The presence of this legal pro
is paramount especially when negotiating a settlement with the insurance
company. It is important to remember that the language in the final settlement
agreement is difficult to understand without legal counsel. It might contain
hidden clauses which may hurt the settlement and the ability for you to
financially recover from this episode. This is why you ought to seek legal help
right away.
Apple may be misguided
but we are not. You need legal help, here you go: Accident.USAttorneys.com. This website does
not fail to deliver. Any questions, contact us. We want to make sure you are
not at a legal disadvantage after your accident. The virtual world can help you
increase your prospects in the real world.
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