How to make sure your workers' compensation claim is paid?

Workers are entitled to receive compensation whenever they are injured to recover medical bills and loss of wages until the time they can join back. The fact that workers comp insurance providers are perpetually looking to minimize compensation is sad but true. This is why employees may find their workers comp claim being denied. However, if you go by the word of Tulsa, OK workers’ compensation lawyers, there are a few ways to reduce the chances of denial.

Report your injury to your employer and the insurer

As soon as you realize that you have a workplace injury which will need treatment which will cause you to miss some work, report it immediately to your employer and the insurer. Even though there is no law saying that your claim will be rejected if you do not inform the authorities, you must always report the incident as fast as possible. If you are incapable of doing so ask a relative or friend to contact the insurer.

Get contact details of witnesses

If the incident did not happen in the open, you must have names and contact details of all the people who have witnessed the incident so that they can vouch for you if the insurer doubts your version, suggest workers’ compensation attorneys in northeast Oklahoma.

Get medical treatment as soon as you are hurt

Go to an emergency room or out-patient clinic as soon as you experience discomfort. If you delay the insurer will assume that you were not badly hurt and now possibly you are just looking for economic gain.

If you need legal help in this manner you need to use this website: Workers-Comp.USAttorneys. This legal virtual tool has helped countless people find a lawyer to help them out in the situation they are in.

Provide in-depth and accurate explanation of how you were injured

Along with the claim you have to provide your medical record. There are chances that your claim is denied on the grounds that there is not enough information on how you sustained the injury. Since medical reports are prepared by a doctor you have to sit with your physician and help him write the details accurately. Explain how the injury occurred in the simplest of terms so that physician is able to understand how it all happened.

It is also pivotal to remember that your injuries might not be the result of a single traumatic event. You can be prone to injuries if you do a certain type of repetitive work for extended periods which can cause severe stress and subsequent injuries. Therefore, explain the nature of your work to the insurer so that they are aware of how your injury could have occurred.

Accident must be accurately filled

Do not fill out forms when you are groggy from pain medication or too sick to concentrate. Fill them at a time when you feel better since workers comp claims must include accurate and legible information.

Your statements must be consistent

You are needed to explain how the workplace accident and injuries happened to various parties. So if you provide one version to your employer and simply say something different to your doctor your inconsistency can be used against you.

For instance, in the movie Speed Keanu Reeves (the protagonist) shot Jeff Daniels, his partner/colleague, in the leg when Jeff Daniels was being threatened by Dennis Hopper (the antagonist). If Keanu Reeves does not back his partner that he was shot in the leg by him, Jeff Daniels may not receive any worker’s comp. How many people would believe Jeff Daniels was shot in the leg by his own partner?

Dennis Hopper’s evil character would not back Jeff Daniel’s claim since he was nowhere to be found, he was acting like he was dead during this point in time preparing for another attack on the city. Of course even the insurance company believed Jeff Daniels shot himself by accident, he would still be eligible for worker’s comp unless it was intentional. The point is, it is easier to obtain worker’s comp if you story is credible and consistent.

Limit the insurer’s access to your medical records

The insurer might ask your authorization to access your medical bills and reports in order to evaluate your claim. However, it is important that you authorize access only to your bills and reports and nothing more, say Tulsa, OK workers compensation lawyers. You could have your legal representative draft the authorization letter as well.

Do not provide recorded statements describing the circumstances of your injuries and its aftermath if you do not have a legal counselor working with you. Make sure to keep appointments with your physiotherapist or doctor or else your insurer will think that your injuries were not that serious.

If you are injured at the workplace you need legal counsel. If there is unnecessary delays this could be because a denial is around the corner or is pretty much the same thing, either way you are not getting paid, and you need a worker’s compensation lawyer in northeast Oklahoma help you. There are chances that the insurer may not want to pay you without any solid reason. This construes a bad faith case, which is best handled by your legal representative.