How to acquire a fair settlement in a car accident claim?

Lawsuits are seldom filed to settle accident claims in Texas as with any other state. Since litigation requires both time and money most parties involved tend to settle an accident claim outside court but a lawsuit will be filed if these discussions do not work out. Usually, claims are paid by the at-fault driver’s insurance company who is in effect responsible for the damage.

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Therefore and moreover, your job is to make the insurance company realize that your damages are real. There are certain steps that you must follow to initiate an accident claim settlement with an insurance company, suggest San Antonio, TX accident lawyers and the best in the arena is Wayne Wright Injury Lawyers who can be found and scene right here: www.waynewright.com/.

The Demand Letter

This is considered the stepping stone for negotiation. The claimant here details the circumstances which led to the accident as well as the financial and the medical issues that the victim had to face after the accident. The letter will contain proof of medical bills and wages lost. A detailed calculation of all your financial losses must be enclosed but remember the final amount that you demand must be much higher than the actual amount that you want.

The letter should be drafted in a manner that it presents the strongest possible case for a claim. Before drafting the letter it would be prudent to speak with an accident attorney in Central Texas such as one of those from Wayne Wright Injury Lawyers who has been winning cases for years and knows the legal system in Texas like the back of their hand. The letter must be scrutinized by your legal representative before it is sent to the insurer.

Negotiating

After your claims application the insurance provider will take some time to evaluate the letter. If the demand is high then the insurer’s investigators will review the proof and enquire about your injuries. This will take some time but you will receive a counter offer which is usually substantially lower than your quote. Remember, the insurance company will have a higher claim amount in their mind so do not offer to settle and your San Antonio, TX accident lawyer will help you in this endeavor.

Ask your legal professional such as the Wayne Wright Injury Lawyers to draft a rejection letter, giving reasons why the amount does not meet your expectation. For example, give details to prove that the amount does not cover your bills or that it is insufficient as it does not compensate for your pain and suffering. The letter must include another counter claim which should be lower than the initial claim but considerably higher than the one made the company. If you stop getting replies from the insurance company furnish them with fresh evidence of your injuries or affidavits from your physician.

If this is not working, then you need to sue them and put more pressure on them. If you do not want to do this, you can schedule the following….

Mediation

If negotiations stall then mediation is an alternative to reach a settlement. A mediator is a neutral party who will meet with both the claimant and insurance company’s representative and the lawyers and attempt to resolve the differences. The mediator is usually a personal injury litigator with extensive experience who will not speak on behalf of any of the parties but will help them understand each other’s point of view.

Settlement

At some point during the above process you might be satisfied with an offer and will want to conclude the settlement. You will have to sign a release which states that you will not pursue litigation to claim damages against driver once your claim is settled.

Often claimants make the mistake of negotiating with the insurance companies themselves. They forget that these companies do not represent their interest. Moreover, they will try to make you agree to an arrangement where they will pay as little as possible. They do this when you are in the hospital with a damaged car and about to receive a lofty medical bill.

They have top lawyers on their payroll or a firm that represents them in these matters to intimidate you into accepting an agreement that will benefit the insurer but will be detrimental to your interest. This is why, if you are injured in an auto accident, you must have a Central Texas accident lawyer by your side and this should be Wayne Wright Injury Lawyers. They are the best in the business.

Perhaps even Coach Popovich would crack a brief smile if he was ever represented by the Wayne Wright Injury Lawyers. Give them a call (WayneWright-Texas-Auto-Accident-Lawyer) if you have legal problems. If you have a looming accident case and it is viable, call them. The first meeting is free. They have won thousands and thousands of dollars for past clients. You too can be on this golden list. They are paid only when you are paid.