How can I Win Workers Comp Benefits after a Denial?

For the most part, workers’ compensation can be denied for a variety of reasons. While in most cases a denial does not mean that the worker will not receive any compensation, in some cases they are actually denied for good. Insurance companies deny a claim when a worker failed to abide by the deadline mandated for filing a claim without any decent reason.

In the opinion of Oklahoma City, OK workers’ compensation lawyers, in many cases a claim is rejected just because the insurer has no intention to honor the claim. However, a large percentage of claimants are able to recover compensation at a later date. To alleviate the chances of a denial you ought to seek legal counsel as soon as possible.

Why wait? Does Russell Westbrook, PG for the OKC Thunder, wait to dunk the basketball when he has an open lane to the hoop?

What are the steps that you must take to recover compensation after a denial?

Do not lose hope if the insurance company denies your workers’ comp claim. You may simply have to take a few more steps to make the insurance company believe the credibility of your claim. If you do not have an OKC workers’ compensation attorney, now is the time to hire one. Your legal rep will request the state worker’s agency for a hearing on the issue, which is accomplished by submitting a written letter of request.

Often during this stage the claimant is given the chance to sort the issue through a settlement conference. If a settlement is not reached then a hearing will be scheduled before an administrative judge of the agency. Even though you do not need a legal counselor to present your case it is recommended by legal experts that you have a central Oklahoma worker’s compensation lawyer to work with.

Why do you need a lawyer at this stage?

When a claim is denied you will have to take additional steps to secure your compensation which involves the submission of paperwork, and attending mediation with the insurer’s representatives. If that does not work, you will have to present evidence before a judge to prove your work-related injury. All this requires legal assistance. Does Westbrook do it all? Not even close. Westbrook depends on Kevin Durant for plenty of scoring!

Common Grounds of a Denial

Injury due to preexisting condition: Oklahoma City, OK workers’ compensation lawyers know that most workers comp denials happen when insurance companies believe that the injury is not work-related but happened due to a pre-existing condition. For instance, your claim might be denied if they believe that you are suffering from an age related syndrome or from an old sports injury.

Not adhering to deadline: There are two deadlines a worker must meet. They must notify their employer within a period 30 to 90 days from the date of the injury. They must also complete the filing within a stipulated time. Failure to do so warrants a denial.

Injury happened off duty: If you were injured while not performing a task for your employer then you will not get compensation. This means if you were hurt while doing a personal errand or while commuting to your workplace then you are not entitled to worker’s comp benefits.

Insurers will always look for ways to minimize your compensation for any workplace injuries. Even if you have suffered workplace injuries and believe that you have a legitimate claim and you have adhered to all the rules negating the prospect of denial, it is judicious to notify a worker’s compensation lawyer in central Oklahoma. This will send a clear message to the insurer that you mean business.

OKC has a stellar basketball team but are they going to be exception a decade from now? Who knows? This website (Workers-Comp.USAttorneys) is going to be exceptional a decade from now and this website does more than entertain, it saves lives. Not even Westbrook and Durant can do that!