Do I File a Workers' Comp Claim or a Lawsuit?

There are certain workplaces that are considered hazardous as compared to others. Professionals such as nurses, emergency responders like firemen and police officers, maintenance staff such as cleaners and janitors, and construction and factory workers are susceptible to workplace injuries. For the most part, employees cannot sue employers for compensation but must seek damages from worker’s compensation insurance and they will need a St. Louis, MO workers’ compensation lawyer such as the Law Office of Corey Jackson (Law-Jackson) to complete this process.

What is worker’s compensation?

Worker compensation is an insurance instrument which all employers are required to buy. This insurance is provided to all employees and benefits both the workers and the employer. On one hand, the claims process is hassle-free and workers in most cases receive compensation without having to prove that the employer did something to cause the accident. The workers are saved from the harassment of filing a lawsuit to claim benefits.

The employer on the other hand benefits equally. The employer gets protection from lawsuits and will just have to pay a limited amount as insurance premium. They do not have to face time consuming, money draining legal battles.

However, worker’s compensation claims have one major drawback. Employees cannot claim more than 2/3^rd of the wage lost due to the accident. Moreover, they are not awarded anything for their pain and suffering. That is not good! Have you The Wire? One of the dock workers lost his leg when a crate fell on it. If it was his fault his options would be limited but if it was the company’s’ fault he would qualify for worker’s comp. Even if it was his fault, he could still obtain worker’s comp depending on the circumstances.

When can an injured worker file a lawsuit?

Workers’ compensation attorneys in Eastern Missouri and one of the best in the business by the basis of their track record is the Law Office of Corey Jackson are well aware of the fact that workers can file a lawsuit if the employer does not have insurance coverage under worker compensation laws of the state. Remember, state laws differ. In some states, workers cannot sue if no worker’s compensation benefits are provided by their employer. Instead they can file a compensation claim as a normal claim and the employer will pay for it from their own pocket. 

If an employer harms you intentionally it is important to seek legal counsel and file a lawsuit. This means that if an employer is involved in an altercation during which the employee is injured, then the employer can be sued. Furthermore, if an employer removes a safety device to optimize performance even when he knew that the removal could put you more at risk, you can sue your employer and there are St. Louis, MO workers’ compensation lawyers ready to carry out that task.

One of the best in field is Law Office of Corey Jackson. He knows how to win cases. The first meeting is free. Give him a call. His law firm knows how to detect a viable case. If you want to be represented well, you will give him a call.

In addition to your employer, you can also sue a third party simultaneously along with your workers compensation claim. Here are some third party cases:

Product defects: If any equipment caused your workplace injury, you can sue the manufacturer if you can prove that the equipment had defects or was poorly designed.

Car accidents: If you were driving a company vehicle for work related purposes and you were involved in an accident with another car, then you can sue the driver of the other vehicle for compensation.

Toxic Substances: If a worker is ailing due to inhalation of toxic substances in the workplace then the manufacturer or supplier of those substances can be sued.

Premises Liability: If you are injured on a third party premises then the owner of that premises can be held liable. For instance, the vendor of a premises can be sued if the worker suffered an injury while taking delivery of company goods.

If you need help with filing a claim following a workplace injury, make sure to seek help from a workers’ compensation lawyer in Eastern Missouri. In order to sue your employer or a third party in court, you will definitely need legal assistance and this can be from the Law Office of Corey Jackson. He has won thousands and thousands of dollars for past clients. You too can be on this money list! Just press right here: Law-Jackson.